Wednesday, February 10, 2010

A real healthcare cost reform plan

End the special rules for deductibility of employer paid health insurance vs. self-paid medical care costs, add $3000 to the deduction for each dependent, and allow 100% of medical care costs over $3000/dependent to be deducted from income. Optional; require employers who do pay health insurance to provide 50% of what they'd pay if the employee wants to get their own coverage.

Fair? Check.

Simple? Check.

Creates an incentive for people to control their own healthcare costs? Check.

Government control? Nope.

Well, I guess I know why my plan doesn't have a snowball's chance....

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