First, take a look at my friend Jim's first house.
Second, ask yourself why we, today, find that 76% of American families are living paycheck to paycheck? I'm guessing it might have something to do with the fact that getting a mortgage no longer requires any significant down payment, let alone the 20% or so Jim's folks were required to have.
The Lutheran (and Anglican) Failure - When Luther was declared a heretic and outlaw by the Roman canon lawyers (who were doubling down on the sale of indugences, as their corrupt Pope had to pa...
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